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Should I accept a balance transfer offer?
One of my credit cards that I only keep open because it is one of my oldest cards keeps sending me offers for balance transfer w/ 0% interest for a year. Catch is, theres a 4% transfer fee. I can transfer up to the total amount available credit on the card which is the whole thing. My car loan is 6.5%. And I have a high yield savings account with a 5.25% APR. I was thinking I could store the money in the HY all year, pay the card back and then pay the 2.75% interest I essentially earned on my car loan. Does this make sense? Loan amount would be about $4k to cover the car payment for the year. I dont think it would drastically impact my credit utilization. TL:DR - should I accept a balance transfer offer at 4%? submitted by /u/Safe_Respect_4074 [link] [comments]
reddit - 14:28 Sun - story -  
World of photos, April 29, 2024
The best photos from the international wire agencies as chosen by our picture editors
smh au - 05:52 Sun - story -  
Jennison Associates LLC Has $630,000 Stake in Encore Wire Co. (NASDAQ:WIRE)
Jennison Associates LLC decreased its stake in shares of Encore Wire Co. (NASDAQ:WIRE – Free Report) by 32.4% in the 4th quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The firm owned 2,951 shares of the electronics maker’s stock after selling 1,412 shares during the quarter. Jennison […]
americanbankingnews - 13:12 Sun - story -  
Charles Schwab App is horrible
Almost a year after acquiring TD , I still don't like it. I hate their phone app. it is awful too many steps to do one thing. Do you have suggestions of a brokerage with a user friendly, easy phone app? .I don't like fidelity too. My other question is If I want to transfer my account from SC to a different brokerage in the future, do they do selling of my account holdings first and then buy with current price? Or are they gonna just transfer same quantity and cost bases ? TIA submitted by /u/Low_Impression_9204 [link] [comments]
reddit - 01:55 Sun - story -  
Question about FastSpring for a SaaS and soft-declined payments
Hello Everyone! We use FastSpring to sell software (yearly subscriptions) from 1 year and on overall it works without too much troubles. However, we occasionally (2-3 times a week) have users and businesses that contact us for failed payments (they just get an error payment failed). After checking reports all these failed payments have error DECLINED_SOFT Proc=7 (we also get other Proc= errors but they all get resolved on the second payment retry from the user, except the ones with this 7 error code). After writing to the users, it seems that FastSpring failed to make the payment request because the banks that provided the credit card to the users said they noticed no transactions at all and said the problem is on FastSpring side (an user was using an Amex and another one a Union). When offering these users to pay via Stripe it went fine with the same card, so this indeed seems probably an issue on FastSpring system and not on the bank, but of course I dont know what is hap
reddit - 14:20 Sun - story -  
Navigating the US health insurance as an international student on OPT
I'm an international student living in MA. My current insurance is BCBS, which I got through my school. I'm graduating next month and will have to get new insurance by the beginning of August. However, there's too much information, and I'm not sure how to navigate this. Can I just enroll in any insurance in the market? Will there be any requirements or waiting period? With my current insurance, I can virtually see a therapist in my country because the hospital is in-network with GeoBlue, which belongs to BCBS. If possible, I still want to continue seeing her. According to the hospital's website, it also accepts Aetna International, Cigna International, and UnitedHealth International. Does this mean if I use any of these insurances, I'd be able to see its in-network providers in other countries like what I'm doing now? Or will I need to buy extra coverage? Thank you in advance for your help! submitted by /u/MaybeOk9928 [link] [comme
reddit - 19:58 Sun - story -  
Credit card debt help!! Pls
Balance Transfer or personal loan? Im about $9,000 in credit card debt total and been working on paying off monthly. Both cards the promotional balance transfers will end soon. And interest is alot monthly! Ive been thinking about completing a balance transfer to a different card again or just apply for personal loan? Wondering Which one has lower interest rate? I currently have the discover and citi simplicity. submitted by /u/Crsf77 [link] [comments]
reddit - 00:01 Sun - story -  
Major New Dance Prizes Announced By Sadlers Wells On International Dance Day
On International Dance Day, 29 April, world-leading dance organisation Sadlers Wells, London has unveiled the shortlist of the inaugural Rose International Dance Prize.
forbes - 3h ago - story -  
My payment for Apple Music failed but I still have access to it. Is this a glitch?
I had 6 months of free trial with Apple Music, its been two weeks since the trial ended and my payment was failed, but I can still use all its features, should I enter the payment mode or enjoy this free glitch? submitted by /u/Paarth691 [link] [comments]
reddit - 08:12 Sun - story - AAPL US 
What the international tax reforms mean for local investment policies
The world is undergoing a major transformation in the international tax landscape, informed by,...
businessdailyafrica - 21:00 Sun - story -  
Dubai plans to move busy international airport to a $35B new facility within 10 years
Dubai International Airport, the world’s busiest for international travel, will move its operations to the city-state’s second, sprawling airfield in its southern desert reaches “within the next 10 years” in a project worth nearly $35 billion
abcnews - 10:38 Sun - story -  
How to add every song in my library to a single playlist?
Hello. I made a new apple account and want to transfer all the songs in my apple music library, from my old account to my new account. I've read online that the quickest way to do so would be to create a playlist on the old account and add all of the songs, send it on email or messages or something similar, to be accessed by the new account and added to its library. I have over 6000 songs in my library so going one by one, or starting afresh isn't ideal. I read that an automatic transfer can be done on windows with a smart playlist, but I'm not really sure what options to pick for that to happen. I can't find a detailed guide anywhere... If there is a better way of going about this, please do let me know. Of course feel free to ask any questions. tldr: how to add every song in my library to a single playlist? preferably using a smart playlist or similar methods. Thanks in advance submitted by /u/Miserable_District [link] [comments]
reddit - 17:56 Sun - story -  
Ircon International shares jump over 6% on Rs 1,198 crore order win
IRCON International secured a letter of award (LoA) from the National Highways & Infrastructure Development Corporation (NHIDCL) for the construction of a tunnel in Mizoram valued at Rs 630.66 crore.
economictimes indiatimes - 4h ago - story -  
Elon Musk visits China, a source says to discuss with senior officials the rollout of FSD in the country and permission to transfer data overseas (Reuters)
Reuters : Elon Musk visits China, a source says to discuss with senior officials the rollout of FSD in the country and permission to transfer data overseas   —  Tesla (TSLA.O) CEO Elon Musk arrived in Beijing on Sunday on an unannounced visit, where he is expected to meet senior officials to discuss …
techmeme - 14:30 Sun - story - TSLA US 
Our Institutions Exist to Oppose Trump, Right?
If so, the Supreme Court has failed us.
nationalreview - 10:30 Sun - story -  
What $(2+0)d$ classical model becomes the $(1+1)d$ Heisenberg model?
The $(1+1)d$ transverse-field Ising chain is closely related to the $(2+0)d$ Ising model. In particular, the $(2+0)d$ classical Ising model has a transfer matrix that can be written suggestively as $e^{K_z sum_i sigma^z_{i} sigma^z_{i+1}} e^{ar{K}_x sum_i sigma^x_{i}}$ ; in the extremely anisotropic limit of $K_z, ar{K}_x o 0$ , this reduces to an exponential of $-sum_isigma^z_{i} sigma^z_{i+1} + frac{ar{K}_x}{K_z} sigma^x_{i}$ , the Hamiltonian of the transverse-field Ising chain. I will call the $(2+0)d$ classical Ising model the classical counterpart to the $(1+1)d$ transverse-field Ising chain. Does the Heisenberg magnet of $$H = -Jsum_i sigma^x_{i} sigma^x_{i+1}+sigma^y_{i} sigma^y_{i+1}+sigma^z_{i} sigma^z_{i+1}$$ have a $(2+0)d$ classical counterpart in the sense above involving a transfer matrix?
physics stackexchange - 21:24 Sun - story -  
This 7.9%-Yielding Dividend Stock Continues to Pump More Income Into its Investors' Pockets
Energy Transfer continues to steadily increase its monster distribution.
fool - 10:47 Sun - story -  
What card to use for dining international
So Im wonder what is the best card I have to use for dining international in June My cards are Chase freedom flex Savor one Wells Fargo autograph Amazon prime Bilt Mastercard I was thinking the freedom flex bc even with the ftf of 3% I still net gain 4x while all my other cards dont have ftf the only give 2-3% back submitted by /u/Ronmck1 [link] [comments]
reddit - 00:11 Sun - story -  
Some in State Department dont believe Israel is using US weapons in accordance with international law, source says - CNN
Some in State Department dont believe Israel is using US weapons in accordance with international law, source says    CNN Leaked State Department Memo: Israeli Assurances 'Neither Credible Nor Reliable'    Common Dreams Leaked U.S. Memos Say Israel May Be Violating International Law In Blocking Gaza Aid    HuffPost Exclusive: USAID officials say Israel breached US directive on Gaza aid    Devex Arming genocide? New report documents use of US arms in Israeli war crimes    Al Jazeera English
news google - 11h ago - story -  
International Criminal Court considering issuing arrest warrant for Netanyahu - Euronews
International Criminal Court considering issuing arrest warrant for Netanyahu    Euronews Israeli Officials Believe I.C.C. Is Preparing Arrest Warrants Over War    The New York Times Israel Concerned Over Possible ICC Arrest Warrants Related to Gaza War    U.S. News & World Report Israel Scrambles as Netanyahu, Gallant and IDF Chief Face ICC Arrest Warrants for War Crimes in Gaza - Israel News    Haaretz The International Criminal Court and Israel - WSJ    The Wall Street Journal
news google - 5h ago - story -  
Want to try again
But failed FAR miserably due to delaying the exam a few times and not studying a few sections much at all. That was 6 years ago-ish. Any way was there a comprehensive like 6 week study schedule floating around here at one point? Cant seem to find the one I am thinking of. submitted by /u/menikmonti [link] [comments]
reddit - 15:32 Sun - story -  
Cwm LLC Increases Holdings in Expeditors International of Washington, Inc. (NASDAQ:EXPD)
Cwm LLC increased its stake in Expeditors International of Washington, Inc. (NASDAQ:EXPD – Free Report) by 4.9% in the 4th quarter, according to the company in its most recent disclosure with the SEC. The institutional investor owned 8,748 shares of the transportation company’s stock after purchasing an additional 406 shares during the quarter. Cwm LLC’s […]
americanbankingnews - 12:28 Sun - story - EXPD US 
Foresee Pharmaceuticals Announces Poster Presentation and Participation at the 2024 American Thoracic Society International Conference
TAIPEI, April 29, 2024 /PRNewswire/ -- Foresee Pharmaceuticals (TPEx: 6576) ('Foresee') announced today that it will actively participate in and present two posters at the 2024 American Thoracic Society (ATS) International Conference, which will be held in San Diego, CA, from May 17 to...
prnewswire:443 - 3h ago - story -  
Security Affairs newsletter Round 469 by Pierluigi Paganini INTERNATIONAL EDITION
A new round of the weekly SecurityAffairs newsletter arrived! Every week the best security articles from Security Affairs are free for you in your email box. Enjoy a new round of the weekly SecurityAffairs newsletter, including the international press. Hackers may have accessed thousands of accounts on the California state welfare platform Brokewell Android malware supports […]
securityaffairs co - 12:52 Sun - story -  
Rafah rescue team uses pulley to retrieve man injured by Israeli attack
Rescue workers used a pulley to transfer an injured Palestinian man out from the second floor of a bombed home.
aljazeera - 3h ago - story -  
When should I close my Venture X?
I've decided to stick with the Chase trifecta and Amex duo as they have better transfer partners for me. My Venture X renews in September. When should I close my account to ensure the sign up bonus is not clawed back? This is my first year with the card. Thanks in advance! submitted by /u/icy-stepper [link] [comments]
reddit - 05:15 Sun - story -  
Ideal Sapphire Card to pursue
I'm currently at 4/24. AMEX is typically who I prefer because I've had such good experience with their customer service. I have 225,000 MR Points with AMEX, and 128,722 UR Points with Chase. Current cards include Wells Fargo Autograph (Sock Drawer) Bilt Mastercard AMEX Platinum AMEX Gold AMEX Blue Business Plus Chase Freedom Flex Chase Ink Cash (Welcome bonus pending) Chase Ink Unlimited ​ Points will be spent almost entirely for trips to Japan. I'm getting engaged soon and I'll want to pick up a second card that can cover her Global Entry such as the Chase Sapphire Preferred or the Venture X, and I need a Chase Card to be able to transfer those points. However, with the cards above I don't see any reason to put spend onto the Sapphire card - I just want the benefits of it. After spending the stockpiled points, I'll probably downgrade it to a Freedom Flex Card to have a collective 3k limit for rotating categories. So does it make mo
reddit - 6h ago - story -  
Sigma Planning Corp Purchases Shares of 2,943 Weatherford International plc (NASDAQ:WFRD)
Sigma Planning Corp purchased a new stake in Weatherford International plc (NASDAQ:WFRD – Free Report) during the 4th quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor purchased 2,943 shares of the company’s stock, valued at approximately $288,000. Several other institutional investors also recently […]
americanbankingnews - 11:58 Sun - story - WFT US 
State Parties to the International Health Regulations take major step towards agreeing on the package of amendments
In the eighth meeting of the Working Group on Amendments to the International Health Regulations (WGIHR), which was suspended yesterday until 16 May, State Parties to the IHR took a major step towards agreeing on the package of amendments which will be put forward to the World Health Assembly, which takes place from 27 May1 June.
news-medical net - 7h ago - story -  
Best credit cards for Air Travel miles
We currently have the SW card through Chase. We have enjoyed it but it seems like we are running out of SW options for flights. What is your go to credit card where you can transfer miles to any/all airlines. Lower annual fee. Credit score isnt an issue. Any help is appreciated. submitted by /u/northofgr [link] [comments]
reddit - 6h ago - story -